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Impact of microfinance on the UK banking industry

Microfinance is a source of financial services for the entrepreneurs and small businesses. This type of finance targets people who belong to low-income group. Microcredit is a broad category of microfinance that provides credit services to indigent clients.

The main purpose of the microfinance is to give low-income people an opportunity to become self-independent and self-sufficient in the society. Due to micro-finance banking industry is getting affected. This research study makes efforts to analyze the impact of microfinance on the UK banking sector.

For that purpose, primary data can be collected from banking officials of major banks in the UK. These people will tell how their banks are getting affected by the presence of micro-finance in the society. 

Suggested readings

  • Khandker, S. R. (2003). Micro-finance and poverty: evidence using panel data from Bangladesh. World Bank Policy Research Working Paper. p.2945.

  • Harper, M. (2002). Beyond micro-credit: Putting development back into micro-finance. T. Fisher, & M. S. Sriram (Eds.). Oxfam.

  • Zeller, M., & Sharma, M. (2000). Many borrow, more save, and all insure: implications for food and micro-finance policy. Food policy. 25(2). pp.143-167.

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